Protect Yourself from Scams #GVCopBeat

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0A phone call from someone claiming to be your grandchild.

A check in the mail that you weren’t expecting.

An email from someone, offering you much more than you were asking, for that item you posted for sale online.

These are just a few of the ways that scammers may attempt to get your money or your personal information. Bad guys are getting increasingly sophisticated in their attempts to victimize you. The Grand Junction Police Department wants our community members to be informed, aware, and savvy when it comes to protecting your identity and your bank account.

  1. Educate yourself that scams are out there. When you encounter an uninvited contact from a person or business, always consider the possibility that the approach may be a scam.  These contacts can come via phone, mail, email, social networking sites, or even in person.  Remember, if it sounds too good to be true, it is.
  2. Know who you’re dealing with and be suspicious of any requests for your personal information or money. Do your homework.  If you’re solicited by someone you don’t know, research them online. Never send money or your information to anyone you don’t know or trust.  Don’t agree to transfer funds for someone else.  You may be targeted for a money laundering scheme, which is a criminal offense.
  3. Be careful when shopping or conducting business online, and keep your personal details secure. Only use online services that you know and trust.  Again, do your research to see what other people’s experiences have been before you make an online purchase with a person or business for the first time.  Be very careful about how much personal information you share on social media.  Scammers use that information to steal your identity.

Unfortunately, there are people out there that will take advantage of our desire to be polite, generous, or compassionate.   It’s not just the naïve or gullible that fall for these schemes; any of us can fall victim. Don’t be afraid to be assertive! If you believe someone is attempting to victimize you, confront them. Usually, that will end the contact. If someone uses abusive language to intimidate you, end the contact immediately. Most importantly, if you encounter a scam, tell your friends and family; that knowledge could help protect them, should they be targeted in the future.

If you fall victim to scam and suffer a loss of personal information or money, residents of Grand Junction should download our fraud packet found here, then contact non-emergency dispatch at (970)242-6707 to set up an appointment to make a report with an officer. To report attempted scams, you can call the Colorado Attorney General’s Fraud Complaint Line at 1-888-222-4444, or you can go online to the Internet Crime Complaint Center at http://www.ic3.gov.

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